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Roth vs. Traditional 401(k): The Math, the Misconceptions, and How to Decide

Most online advice flattens the Roth-vs-traditional choice into one question about future tax rates. The real decision depends on your marginal rate, what you do with the tax savings, and whether you can max contributions — and the math behind it is more revealing than the slogans.

May 3, 2026


Roth vs. Traditional 401(k): The Math, the Misconceptions, and How to Decide
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